2 thoughts on “What is the name of DigicCy (digital currency) issued by the central bank? DcePay?”
Eleanor
The central bank's digital currency is called DCEP (Digital Currency Payment). DC is a digital currency, EP is electronic payment. Payment is transmitted in some ways that the numbers are not paper currency. Therefore, the electronic payment itself also has digital currency attributes. 201 On October 28, 9, Huang Qifan, deputy director of the China International Economic Exchange Center, said at the first Bund Financial Summit that digital currency launched by the People's Bank of China was a full new crypto electronics currency system based on blockchain technology. The dual -layer operation system is adopted, that is, the People's Bank of China first exchanged DCEP to banks or other financial institutions, and then exchanged for these institutions to the public. The significance of dcep is that it is not the digitalization of existing currencies, but the replacement of M0. It greatly reduces the degree of dependence on the account of the transaction, which is conducive to the circulation and internationalization of the RMB. At the same time, DCEP can realize the real -time collection of data creation, accounting, and flow, and provide useful reference for the investment of currency, the formulation and implementation of the monetary policy. What are the characteristics of DCEP? 1, the value of DCEP is only linked to RMB.
. Different from the blue sub -currency of libra, DCEP is directly linked to the RMB. 2, DCEP has unlimited method. The so -called unlimited legal compensation means that no matter how large the amount of payment is paid, the other party cannot refuse to accept it.
3, DCEP can achieve value transfer without the need of account.
DCEP does not need to be connected to the Internet. As long as you install DCEP digital wallets on your mobile phone, touch each other-touch each other, you can realize value transfer. 4, high security of assets. DCEP is directly issued by the central bank, and there is no problem with the failure of commercial banks and enterprises. The summary: DCEP will adopt a dual -layer operation system, which is guaranteed by the central bank's credit. It has unlimited legal repayment. Internationalization is an important opportunity. It is also a new attempt to digital currency in the new situation in the new situation in my country. It is the product of the central bank in line with the tide of the times.
1. Digital currencies are facing two aspects of risks. The first is the technical level. Digital currencies depend on blockchain technology and a system, which will cause it to suffer a security impact. For example, the computer system hacker attacks, we have seen many practical problems in this process. 2. Another risk of digital currency is credit risk. Because digital currency transactions have middlemen, these middlemen are different from reality organizations. The organization in reality is visible and touched, but the middlemen of digital currencies are on the Internet with greater risks. 3. Digital currencies are anonymous, fast, and irrevocable. In addition, digital currencies such as Bitcoin have high circulation worldwide, so many criminals use digital currencies as new money laundering channels. In addition, there are many different ways to implement money laundering through digital currency. Generally speaking, the chance of new money laundering methods is lower than before, and many countries have not effectively crack down on digital currency money laundering methods and technologies. These factors have caused criminals to favor this way of money laundering. If investment is cautious in employment
The central bank's digital currency is called DCEP (Digital Currency Payment). DC is a digital currency, EP is electronic payment. Payment is transmitted in some ways that the numbers are not paper currency. Therefore, the electronic payment itself also has digital currency attributes.
201 On October 28, 9, Huang Qifan, deputy director of the China International Economic Exchange Center, said at the first Bund Financial Summit that digital currency launched by the People's Bank of China was a full new crypto electronics currency system based on blockchain technology. The dual -layer operation system is adopted, that is, the People's Bank of China first exchanged DCEP to banks or other financial institutions, and then exchanged for these institutions to the public. The significance of
dcep is that it is not the digitalization of existing currencies, but the replacement of M0. It greatly reduces the degree of dependence on the account of the transaction, which is conducive to the circulation and internationalization of the RMB. At the same time, DCEP can realize the real -time collection of data creation, accounting, and flow, and provide useful reference for the investment of currency, the formulation and implementation of the monetary policy. What are the characteristics of
DCEP?
1, the value of DCEP is only linked to RMB.
. Different from the blue sub -currency of libra, DCEP is directly linked to the RMB.
2, DCEP has unlimited method.
The so -called unlimited legal compensation means that no matter how large the amount of payment is paid, the other party cannot refuse to accept it.
3, DCEP can achieve value transfer without the need of account.
DCEP does not need to be connected to the Internet. As long as you install DCEP digital wallets on your mobile phone, touch each other-touch each other, you can realize value transfer.
4, high security of assets.
DCEP is directly issued by the central bank, and there is no problem with the failure of commercial banks and enterprises.
The summary:
DCEP will adopt a dual -layer operation system, which is guaranteed by the central bank's credit. It has unlimited legal repayment. Internationalization is an important opportunity. It is also a new attempt to digital currency in the new situation in the new situation in my country. It is the product of the central bank in line with the tide of the times.
1. Digital currencies are facing two aspects of risks. The first is the technical level. Digital currencies depend on blockchain technology and a system, which will cause it to suffer a security impact. For example, the computer system hacker attacks, we have seen many practical problems in this process.
2. Another risk of digital currency is credit risk. Because digital currency transactions have middlemen, these middlemen are different from reality organizations. The organization in reality is visible and touched, but the middlemen of digital currencies are on the Internet with greater risks.
3. Digital currencies are anonymous, fast, and irrevocable. In addition, digital currencies such as Bitcoin have high circulation worldwide, so many criminals use digital currencies as new money laundering channels. In addition, there are many different ways to implement money laundering through digital currency. Generally speaking, the chance of new money laundering methods is lower than before, and many countries have not effectively crack down on digital currency money laundering methods and technologies. These factors have caused criminals to favor this way of money laundering.
If investment is cautious in employment